Union Families Deserve
the Union Advantage

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Your Benefits

Click on your region to see your benefit providers.
If you don't see your region on the map, please call us at 888-UNION-09.

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Who's Eligible?
Union members and their families.

Member Access
888.UNION.09
8:30 a.m. – 7:00 p.m., Mon. – Fri. (ET)
9:30 a.m. - 11:30 a.m., Saturday
You must call the toll-free number to access the
mortgage & real estate option or visit this web site.

Mortgages Offered
Conventional Fixed (10-, 20- 15- & 30-year), commercial, balloon, ARM, VA, FHA, and loans for borrowers with "less than perfect" credit.

Program Advantages

Low down payments and fees
Low fixed and variable interest rates
Advice from expert advisors
Special programs for first-time buyers
An easy over-the-phone application process
Other premier benefits for attorney services, insurance products and Realtor services.
Lease with an Option to Buy Program.

The Union Advantage Homeownership Benefit Program customizes its programs to the needs of working families. We work with all types of credit and unique financial backgrounds. Our priority is to work with our union members to educate, support and achieve their financial goals.

Union Advantage Attorney Services

Discounted rate of $300 when representing the seller of residential real estate.
Discounted rate of $325 when representing the buyer of residential real estate.
(A Rate Savings of $250-500)

Union Advantage Insurance Products

Call for more details.

Union Advantage Realtor Benefits
Each union member closed loan may include one* of the following benefits:

FREE Home Inspection
FREE 2 Year Home Warranty
FREE Home Depot or Menards Gift Card

*please call your Realtor to find out which discounts apply

AND

REDUCED, scaled commission discount on sale of a home as follows:

* on a purchase

Buying and Selling

Sale Price
of Property Realtor
Commission Savings vs.
5% Commission Savings vs.
6% Commission

$200,000 or less 4.50% $1,000.00 $3,000.00

$300,000 - $200,000 4.40% $1,800.00 $4,800.00

$400,000 - $300,000 4.30% $2,800.00 $6,800.00

$500,000 - $400,000 4.25% $3,750.00 $8,750.00

$600,000 - $500,000 4.20% $4,800.00 $10,800.00

$700,000 - $600,000 4.15% $5,950.00 $12,950.00

$800,000 - $700,000 4.10% $7,200.00 $15,200.00

Sale Price of Property	Realtor Commission	Savings vs. 5% Commission	Savings vs. 6% Commission
$200,000 or less	4.50%	$1,000.00	$3,000.00
$300,000 - $200,000	4.40%	$1,800.00	$4,800.00
$400,000 - $300,000	4.30%	$2,800.00	$6,800.00
$500,000 - $400,000	4.25%	$3,750.00	$8,750.00
$600,000 - $500,000	4.20%	$4,800.00	$10,800.00
$700,000 - $600,000	4.15%	$5,950.00	$12,950.00
$800,000 - $700,000	4.10%	$7,200.00	$15,200.00

Union Advantage Mortgage Benefits

No Application Fee
Ability to Shop for the Best Rates
Union Member Priority Status
Access to Every Single Mortgage Program Available

Title and Closing Services

Honor Title Services, Inc.

1699 E Woodfield Rd #550

Schaumburg, IL 60173

847-413-0630

www.honortitle.com

CALL FOR SERVICES AND BENEFITS

To access your benefits call 888.UNION.09 today and be sure to mention you are part of the Union Advantage Program.

Union Families Deserve the Union Advantage

Your Benefits

Click on your region to see your benefit providers. If you don't see your region on the map, please call us at 888-UNION-09.

Union Families Deserve
the Union Advantage

Click on your region to see your benefit providers.
If you don't see your region on the map, please call us at 888-UNION-09.