Union Families Deserve
the Union Advantage

Your Benefits

Click on your region to see your benefit providers.
If you don't see your region on the map, please call us at 888-UNION-09.

Who's Eligible?
Union members and their families.

Member Access
888.UNION.09
8:30 a.m. – 7:00 p.m., Mon. – Fri. (ET)
9:30 a.m. - 11:30 a.m., Saturday
You must call the toll-free number to access the
mortgage & real estate option or visit this web site.

Mortgages Offered
Conventional Fixed (10-, 20- 15- & 30-year), commercial, balloon, ARM, VA, FHA, and loans for borrowers with "less than perfect" credit.

• Low down payments and fees
• Low fixed and variable interest rates
• Advice from expert advisors
• Special programs for first-time buyers
• An easy over-the-phone application process
• Other premier benefits for attorney services, insurance products and Realtor services.
• Lease with an Option to Buy Program.

The Union Advantage Homeownership Benefit Program customizes its programs to the needs of working families. We work with all types of credit and unique financial backgrounds. Our priority is to work with our union members to educate, support and achieve their financial goals.

• Discounted rate of $300 when representing the seller of residential real estate.
• Discounted rate of $325 when representing the buyer of residential real estate.
  (A Rate Savings of $250-500)

• Call for more details.

1. FREE Home Inspection
2. FREE 2 Year Home Warranty
3. FREE $500 Home Depot Gift Card

Buying and Selling

Sale Price of Property	Realtor Commission	Savings vs. 5% Commission	Savings vs. 6% Commission
$200,000 or less	4.50%	$1,000.00	$3,000.00
$300,000 - $200,000	4.40%	$1,800.00	$4,800.00
$400,000 - $300,000	4.30%	$2,800.00	$6,800.00
$500,000 - $400,000	4.25%	$3,750.00	$8,750.00
$600,000 - $500,000	4.20%	$4,800.00	$10,800.00
$700,000 - $600,000	4.15%	$5,950.00	$12,950.00
$800,000 - $700,000	4.10%	$7,200.00	$15,200.00

• No Application Fee
• Ability to Shop for the Best Rates
• Union Member Priority Status
• Access to Every Single Mortgage Program Available

To access your benefits call 888.UNION.09 today and be sure to mention you are part of the Union Advantage Program.